Empowering your financial journey with our personalized solutions.

Personal Banking

Whether you're saving for the future, managing daily expenses, or planning for major milestones, our comprehensive range of banking services is designed to meet your individual needs. From flexible checking accounts with convenient digital banking features to competitive savings options that help you reach your goals faster, we're committed to providing the tools and support you need to achieve financial success.

You Choose Checking

No more doing tricks to keep your account "Free".

Personal Checking and Savings Accounts

Statement Savings

Looking to save for the next rainy day or next big purchase?

Christmas Savings

It's never too early to start saving for the next special Christmas!

Health Savings

With Baltic State Bank's HSA account, you can pay for all your qualified medical expenses tax-free.

Auto Loans

Looking to upgrade your ride to work? Or adding a vehicle for that new driver in the family?

Personal Loans

Real Estate Loans

Baltic State Bank Real Estate loans are designed to be flexible to put you in the best financial position.

Home Equity Line of Credit

Check Out Our Rates

Unlock exceptional banking rates tailored to your needs. At Baltic State Bank, we strive to offer competitive rates that maximize your savings and financial growth. Explore our range of products and enjoy the benefits of banking with us.

Our Rates

Certificates of Deposit

With our CD, you earn a fixed interest rate over a specific period of time.

Personal Investments

Traditional IRA CD

Baltic State Bank's Traditional IRA CD is structured the same as our normal Certificate of Deposits, but your earnings are tax-deferred until they are withdrawn.

IRA Savings

Baltic State Bank offers two types of individual retirement account (IRA): Traditional IRA and Roth IRA.

Online & Mobile Banking

Baltic Banking when you want it, where you want it.

Other Services

Debit Cards

Our EMV / Debit Cards have the most current fraud protection technology.

Overdraft Protection

Enjoy peace of mind with our overdraft protection feature, safeguarding your account from unexpected expenses.

Reorder Checks

Streamline your check-writing process with our easy-to-use check reordering service.

Notary Services

Enjoy notary services while you are at the bank!