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Looking for a simple and secure way to invest your money?

Certificates of Deposit

Then Baltic State Bank's Certificates of Deposit (CD) is perfect for you. With our CD, you earn a fixed interest rate over a specific period of time.

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Flexible terms ranging from 1 month to 60 months

Competitive fixed interest rates -  not affected by the market performance.

FDIC insured up to $250,000 per depositor.

Your CD will be automatically renewed upon maturity. You'll have a 10 calendar day grace period to make any changes to the account.

You can perform the following during the grace period:

  • Renew your CD

  • Change your CD's term

  • Deposit additional funds to your CD

  • Withdrawl your CD's funds without any penalty

Receive a monthly interest check, or add the interest to the CD

Online and Mobile Access


  • Additional deposits are not allowed

  • Early withdrawals of funds (before the term is up) may be subjected to penalties.

  • You must deposit at least $500 to open

  • 2 Forms of Identification required to open an account (normally Driver’s License/Photo ID/Passport and Social Security Card)

  • Open at any of our three offices or online (existing customers only)

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Check Out Our Rates

Unlock exceptional banking rates tailored to your needs. At Baltic State Bank, we strive to offer competitive rates that maximize your savings and financial growth. Explore our range of products and enjoy the benefits of banking with us.

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