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Take advantage of the tax incentive that a Health Savings Account (HSA) has to offer!

Health Savings

With Baltic State Bank's HSA account, you can pay for all your qualified medical expenses tax-free.

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There's a maximum contribution limit per year. Please visit the IRS website for more information. 

Your contributions are tax-free.

The contributions remain in your account until you use them.

Unused contributions will be rolled over to next year.

Your HSA account is "portable" and stays with you even if you change jobs.


  • Must be enrolled in a High Deductible Health Plan

  • Are not enrolled in Medicare

  • Can't be claimed as dependent on someone else's tax return

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Check Out Our Rates

Unlock exceptional banking rates tailored to your needs. At Baltic State Bank, we strive to offer competitive rates that maximize your savings and financial growth. Explore our range of products and enjoy the benefits of banking with us.

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