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We may not be good at DIY, but we’re very good at home equity loans,

Home Equity Line of Credit

Our experienced lenders will help you determine the amount of equity you have in your home, and the best way to structure a loan for your situation.

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HELOC lines are revolving, meaning that as you pay down your outstanding balance, that amount is available for use again if needed

Borrow against the available equity in your home

The Interest you pay may be tax deductible (consult your tax advisor)

What are the rates?

  • We don't publish our loan rates! Why? Because shopping for rate doesn't tell the whole picture! Rate is only one piece of the puzzle when determining the true cost of a loan. Loans have other variables like closing fees, prepayment penalties, etc. that may make lower rate less attractive.

  • At Baltic State Bank, fees aren't a money maker. The fees we charge cover our costs and the time it takes to prepare your loan.

  • The best way to evaluate our loan options is to setup an appointment with one of our friendly and knowledgeable lenders who can explain the benefits of a Baltic State Bank Loan.

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Check Out Our Rates

Unlock exceptional banking rates tailored to your needs. At Baltic State Bank, we strive to offer competitive rates that maximize your savings and financial growth. Explore our range of products and enjoy the benefits of banking with us.

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