Our rate philosophy: No Rate Roller Coaster.

Baltic State Bank's interest rates are priced to provide our customers with a fair return on investment. You won't find any high special promo rates that disappear at renewal, crazy 21-month terms, or miles of fine prints. 

Our existing customers and their investments are as important to us as a potential new customer, so you won't find any special rates available for new accounts either. What you will find is a fair rate, a safe and steady investment, and a simple to understand the product. So get off the Rate Roller Coaster and get your feet on solid ground with Baltic State Bank.

NOW Accounts*

(Rate based on current balance)

Minimum Balance to Obtain APY Interest Rate

APY
(Annual Percentage Yield)

$1,000.00 0.15% 0.15%
$5,000.00 0.175%

0.175%

$25,000.00 0.20% 0.20%

 

Passbook & Statement Savings*

(Rate based on current balance)

Minimum Balance to Obtain APY Interest Rate

APY
(Annual Percentage Yield)

$20.00 0.25% 0.25%
$5,000.00 0.30%

0.30%

$25,000.00 0.35% 0.35%

 

Other Savings Accounts*


Type Interest Rate

APY
(Annual Percentage Yield)

Christmas Savings 0.25% 0.25%
Health Savings Account 0.25%

0.25%


Certificate of Deposits*

Term** Minimum Balance to Obtain APY Interest Rate

APY
(Annual Percentage Yield)

1 - 2 Month CD $1,000.00 0.35% 0.35%
3 - 5 Month CD $1,000.00 0.45%

0.45%

6 - 11 Month CD $1,000.00 0.90% 0.90%
12 - 17 Month CD $1,000.00 1.75% 1.77%
18 - 23 Month CD $1,000.00 1.75% 1.77%
24 - 35 Month CD $1,000.00 1.75% 1.77%
36 - 47 Month CD $1,000.00 2.25% 2.28%
48 - 59 Month CD $1,000.00 2.25% 2.28%
60 Month CD $1,000.00 2.25%  2.28%


* Rates current as of April 2, 2018. Rates updated April 2, 2018.
**Penalty will be imposed for early withdrawal.
***Contact us for further information about applicable fees and terms. Fees could reduce earnings on the account. Rates subject to change without notice.

Related

Call us:

(330) 897-6401

Toll Free:

(844) 447-6287

Telephone Banking:

(866) 321-2599

 

Investments

Baltic Bank offers many options that help you get to where you want to go.

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