Deposit Rates
Get off the "Rate Roller Coaster" and get your feet on solid ground with Baltic State Bank!
Our rate philosophy: No "Rate Roller Coaster."
Baltic State Bank's interest rates are priced to provide our customers with a fair return on investment. You won't find any high special promo rates that disappear at renewal, crazy 21-month terms, or miles of fine print.
Our existing customers and their investments are as important to us as a potential new customer, so you won't find any special rates available for new accounts either. What you will find is a fair rate, a safe and steady investment, and a simple to understand the product. So get off the "Rate Roller Coaster" and get your feet on solid ground with Baltic State Bank.
You Choose Checking Account*
(Rate based on current balance)
0.01%
Minimum Balance to Obtain APY
Interest Rate
APY
(Annual Percentage Yield)
0.01%
0.01%
Passbook & Statement Savings*
(Rate based on current balance)
0.50%
Minimum Balance to Obtain APY
Interest Rate
APY
(Annual Percentage Yield)
0.01%
$20.00
0.50%
$5,000.00
$25,000.00
0.55%
0.575%
0.55%
0.575%
Other Savings Accounts*
0.50%
Type
Interest Rate
APY
(Annual Percentage Yield)
0.01%
Christmas Savings
0.50%
Health Savings
0.50%
0.50%
Certificate of Deposits*
$500.00
Term**
Minimum Balance to Obtain APY
Interest Rate
0.01%
1 - 2 Month CD
3.45%
3 - 5 Month CD
6 - 11 Month CD
$500.00
$500.00
3.45%
5.13%
3.51%
5.25%
4.25%
4.17%
$500.00%
18 - 23 Month CD
4.25%
4.17%
$500.00
12 Month CD
1.51%
1.50%
$500.00
24 - 35 Month CD
3.51%
1.51%
1.50%
$500.00
36 - 47 Month CD
48 - 59 Month CD
$500.00
1.50%
1.51%
60 Month CD
$500.00
1.50%
1.51%
12 Month Variable
$500.00
4.17%
4.25%
APY
(Annual Percentage Yield)
* Rates current as of October 18, 2023. Rates updated October 18, 2023.
**Penalty will be imposed for early withdrawal.
***Contact us for further information about applicable fees and terms. Fees could reduce earnings on the account. Rates subject to change without notice.
